Our story

Retirement security, for every Nigerian

We believe no one should reach old age without dignity regardless of how they earned a living.

Our mission

Closing Nigeria's pension gap

For decades, pensions in Nigeria were built around salaried employment. But more than 65% of the workforce traders, artisans, drivers, freelancers earn outside the formal system, and were left without a simple way to save for the future.

PrimeTrust APA Limited exists to change that. As a PenCom-licensed Accredited Pension Agent, we make the Personal Pension Plan accessible to everyone through technology that fits the way Nigerians actually live and earn.

From a market stall in Kano to a workshop in Aba, building a retirement fund should be as easy as sending a text. That's the future we're building.

Pensions shouldn't be a privilege of the few. They should be a right for the many.
65%
informal workforce
₦1,000
to begin saving
What we stand for

Our values

Trust & security

We never hold your money. Funds are kept by licensed custodians and managed by professional administrators, fully regulated by PenCom.

Inclusion

Every Nigerian who earns deserves a path to a secure retirement regardless of income, location, or employment type.

Transparency

Every contribution is recorded, reconciled, and confirmed. You always know exactly where your money is and how it's growing.

How it's structured

Built on Nigeria's regulated pension system

PrimeTrust works within PenCom's framework the same system that protects pensions for salaried workers nationwide.

The Agent (us)

PrimeTrust onboards contributors, channels contributions, and keeps your records as a PenCom Accredited Pension Agent.

The PFA

Your chosen Pension Fund Administrator manages and invests your savings to help them grow over time.

The PFC

A licensed Pension Fund Custodian physically holds the funds separate from us and the PFA keeping your money safe.

Join the mission

Start your retirement savings today, or help others do the same as a PrimeTrust agent.