PrimeTrust APA helps self-employed Nigerians traders, artisans, drivers and freelancers build a retirement fund, one small contribution at a time. No paperwork stress. No salary required.
The pension system was built for salaried workers. We rebuilt it for everyone else with the security of full regulation and the simplicity of your phone.
Register and contribute in minutes by app, USSD, bank transfer, or through a PrimeTrust agent near you. No bank queues, no forms.
Start from as little as ₦1,000. Save weekly, monthly, or whenever you earn. Your pace, your plan there's no minimum salary.
Contributions are held by licensed Pension Fund Custodians and managed by your chosen PFA never by us. Fully regulated by PenCom.
Your savings are invested and grow over time. Track your balance and contributions any time, right from your dashboard.
Pay how it suits you card, transfer, USSD, or POS at an agent. Set up recurring contributions and never miss a month.
Every contribution is recorded, reconciled daily, and confirmed by SMS and email. You always know exactly where you stand.
No appointments. No paperwork. Just your phone and a few minutes.
Sign up with your phone number and basic details. We verify your identity securely with your NIN it takes about five minutes.
Add money from as little as ₦1,000 by transfer, card, USSD, or an agent. Your Retirement Savings Account is opened with your chosen PFA.
Your funds are invested and grow over time. Keep contributing at your own pace and build the secure future you deserve.
Over 65% of Nigeria's workforce is self-employed. PrimeTrust is built for every one of them.
Market & shop owners
Tailors, mechanics & more
Transport & logistics
Consultants & professionals
Licensed by PenCom as an Accredited Pension Agent, operating under approved agreements with Pension Fund Administrators.
Funds are held by licensed custodians, not by us. Your savings are ring-fenced and managed by professional fund administrators.
No fixed amounts, no penalties for skipping. Contribute whenever you earn your pension adapts to your real life.
Download the PrimeTrust app to register, contribute, and track your retirement savings anytime, anywhere in Nigeria.
Open your Retirement Savings Account and start building a secure future from just ₦1,000. It takes five minutes.
Register as a contributorHelp your community secure their future and earn commission for every contributor you onboard. Work on your own schedule.
Become an agentJoin thousands of Nigerians building a secure retirement on their own terms. It takes five minutes to begin.
